When a storm, fire, or burst pipe wrecks your home, the difference between walking away financially whole and taking on new ...

*Refers to the latest 2 years of stltoday.com stories. Cancel anytime. If your possessions are stolen or, worse, your home burns down, you don’t want to discover that your home insurance isn’t going ...

One pays the current value, minus depreciation; the other pays the full cost to replace your property. Many, or all, of the products featured on this page are from our advertising partners who ...

Dana George has a BA in Management and Organization Development from Spring Arbor University. For more than 25 years, she has written and reported on business and finance, and she's still passionate ...

With guaranteed replacement cost, you don’t have to worry about gaps in coverage that could leave you financially vulnerable after a disaster. Many, or all, of the products featured on this page are ...

Replacement cost insurance allows homeowners to repair or replace their eligible belongings at today’s value following a covered claim. While most homeowners insurance policies include replacement ...

Actual cash value vs. replacement cost: Which renters policy saves you money? The world of insurance can often feel like deciphering an overly complex text. The field is dense, confusing, and ...