Learn about legal interest rates and their limits, how different states enforce laws, and what excessive rates—usury—mean for ...

Discover how file-and-use rating laws let insurers use new rates without prior state approval. Learn how these laws impact insurance prices and consumer protection.

The 30-year fixed-rate mortgage has a number of advantages for homeowners and investors. But it wasn’t always the norm. The housing market has plenty going wrong these days: high interest rates, high ...

As Big Law exponentially increases billing rates, midsize firms face anxiety over pricing out clients and losing opportunities should they raise rates. Rather than emphasizing their lower rates, ...