Explore how a negative interest rate policy (NIRP) works, why central banks use it, and see real-world examples from Europe ...

We examine the effect of negative nominal interest rates on bank profitability and behavior using a cross-country panel of over 5,100 banks in 27 countries. Our data set includes annual observations ...

Learn what "Dear Money" means, how high-interest rates make borrowing expensive, and why central banks’ policies affect money supply and economic growth.

Despite the implementation of negative nominal interest rates by several advanced economies in the last decade and the many papers that have been written about this novel policy tool, there is still ...

Interest rates have moved higher among massive economic uncertainty, widespread tariff fears and projected massive new deficits. Parsing the reasons why interest rates have stayed high is complicated ...

Nominal means unadjusted for inflation or simply a face value in finance. Nominal fees are minor compared to the main product or service cost. Market values of stocks and bonds can differ ...

THE Securities and Exchange Commission (SEC) has lowered the maximum interest rates and fees that financing and lending companies charge on small, short-term loans as part of consumer protection.

Local regulators made a significant move to combat predatory lending, imposing a cap of 6 percent per month on the nominal interest rate for loans of up to P10,000. The Securities and Exchange ...