Putting aside money for emergencies, like replacing a roof or a major car repair, is one of the age-old mantras of personal finance. But today there’s one major potential expense that, until ...

Discover which services are typically not covered by health insurance, including cosmetic procedures, fertility treatments, ...

Health insurance helps to reduce medical costs, making health care more affordable and thus more accessible. Having health insurance also facilitates access to care, resulting in lower death rates and ...

College is an exciting time, but it can also bring new challenges. One item that families may overlook as they prepare to send their kids off is health insurance coverage. Typically, not all schools ...

Penn State Extension will host a free, public webinar about health insurance and strategies for selecting a health care plan from 7 to 8:30 p.m. Wednesday, March 19. The “Smart Use Health Insurance: ...

If you’re wealthy, you’ll be able to afford help in your home or care in an assisted living facility or a nursing home. If you’re poor, you can turn to Medicaid for nursing homes or aides at home. But ...

An HMO (health maintenance organization) is a type of health insurance plan that tends to be cheaper but also has more restrictions than other plans. With an HMO, you can only see a specialist through ...

Health insurance is the main way that people pay for health care in the U.S. But there are so many types and complicated terms that it can be confusing to know where to start. This is especially true ...

Discover the process, pros, and cons of medical underwriting. Learn how it affects insurance rates and the impact of the ...

Health insurance is important for everyone. But for people with lupus — or anyone who needs more frequent medical care — it’s especially important to have health insurance to help lower your overall ...

In 2010, the Affordable Care Act made it possible for children under the age of 26 to stay on their parents' health insurance plan regardless of whether they were offered health insurance through ...

In an age where medical inflation is outpacing income growth, having health insurance is no longer optional — it’s essential. But as experts warn, simply owning a policy isn’t enough. The real ...