When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

One of the most important things to know when you apply for a credit card is which credit bureau the bank uses to pull your credit report. Your credit report is a detailed record of your credit ...

If you’ve ever heard the phrase “We need to check your credit,” your next question may be “What are the three credit reporting agencies?” The agencies are Equifax, Experian and TransUnion. These are ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

With identity theft and fraud on the rise, it's essential to monitor your credit report for signs of fraud. If you've been scammed, you'll need to contact your local police, the FTC, all three credit ...

Discovering an error on your credit report can be alarming, especially when that mistake affects your ability to secure housing, employment, or financing. While you ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...