Americans’ use of artificial intelligence (AI) is slowly expanding: According to a recent Pew Research survey, nearly one-quarter of U.S. adults (23 percent) say they’ve tried the AI chatbot ChatGPT.

When looking to challenge derogatory items with requirements outlined in the Fair Credit Reporting Act (FCRA), a consumer typically has two options: Do it themselves or hire a professional credit ...

The cost of credit repair depends on whether you’re going to do it yourself or hire someone to do it for you. The best choice for your situation will depend on factors such as the number and type of ...

Lexington Law Firm offers professional credit repair services led by attorneys, paralegals and credit advisors. The credit repair firm’s team sends disputes to the top three credit bureaus — Experian, ...

Credit repair usually gets framed around results. Scores go up. Errors come off. Reports look cleaner. That focus makes sense when your credit is blocking real opportunities. But long before any ...

After working for decades in the consumer credit system, I have become familiar with the invisible barriers that exist in our economy, barriers that impede hardworking Americans from accessing credit ...

No doubt, it's tempting to sign up for a "quick fix" to clean up your credit. Who wouldn't want to instantly find a way to add 100 or more points to a credit score to qualify for a rewards-packed ...

Poor credit can make it difficult for you to buy a home, purchase a car, or obtain a loan. Your bad credit may not be your fault, but fixing the problem yourself is difficult. This is why credit ...

American households have more than $15 trillion in debt, and more than 80 percent of the population had some debt in 2020, according to Shift Processing. The numbers continue to rise, with the amount ...